Chase Small Business Credit Cards: The Best Options for Your Business:
Whether you’re looking to apply for a small business credit card, or trying to figure out which of the current options is the best one, there are some things you need to know before making your decision.
Business credit cards can be valuable in different ways depending on what type of business you run, so it’s important that you carefully evaluate your options and choose one that will meet your specific needs.
Businesses have different needs and budgets, but no matter what your size or your industry, there’s likely a credit card that fits your small business needs perfectly.
In this article, we’ll cover the best Chase business credit cards for small businesses, as well as some pros and cons of applying for each card.
We’ll also help you determine which cards will work best based on your specific business requirements, so you can easily make the best decision possible when it comes to picking the right chase small business credit card for your business.
Ink Business CashSM Credit Card
The Ink Business CashSM Credit Card is a small business credit card with an annual fee of $0. You’ll earn 5 points per dollar spent on office supplies and Internet, cable and phone services purchases.
For example, if you spend $1,000 on these types of purchases in the first 3 months, you’ll get 50,000 points worth $500 in rewards that can be redeemed as cash back or gift cards.
Plus, you’ll get 100% U.S.-based customer service-no long wait times or overseas call centers! And if your business is looking to finance large equipment purchases like computers or copy machines in the next six months, then you should consider the Ink Business PreferredSM Card instead because it offers a higher rate than the Ink Business CashSM Card.
With the Ink Business Preferred SM Card, you’ll earn 80,000 bonus points worth up to $800 in redemption value when you make at least $5,000 in purchases within 3 months.
Ink Business UnlimitedSM Credit Card
The Ink Business UnlimitedSM Credit Card is a great card to help you manage your business expenses. It has no annual fee, but it does require excellent credit.
You’ll earn 1% cash back on all purchases, including those at office supply stores and restaurants. You can also earn 2X points per $1 spent on office supply stores and internet, cable, and phone services.
If you spend $5,000 in the first three months of opening the account, you’ll get an introductory bonus of 50K points – which translates to a $500 statement credit to use towards your business expenses.
Those benefits are worth more than any intro APR offer or other rewards program might offer. Plus, because this card doesn’t have an annual fee or foreign transaction fees, it will save you money from the start.
Southwest Rapid Rewards® Premier Business Credit Card
Southwest Airlines is one of the most popular airlines in the United States, and if you have a small business, you should consider applying for a Southwest Rapid Rewards® Premier Business Credit Card.
Here are some of the benefits to this credit card. First off, it has no foreign transaction fees, which is a relief if you travel abroad often.
Second, it comes with a companion certificate that gives you an additional free ticket when purchasing any roundtrip Southwest flights within your region in addition to other discounts.
Thirdly, it comes with 5,000 bonus points after spending $3,000 within the first three months of opening your account.
Finally, there is no annual fee on this credit card and its rewards program is one of the best out there! There are many features to love about the Southwest Rapid Rewards® Premier Business Credit Card and we’re confident that Chase has created the perfect card for small businesses.
UnitedSM Explorer Business Card
The UnitedSM Explorer Business Card from Chase is an excellent choice for people looking to start their own business.
Not only does the card offer a great sign-up bonus, but it also offers a lot of benefits that can help your business grow and stay in good shape.
This card has no annual fee and offers many rewards that can be used to purchase office supplies or travel.
For example, you will earn 2x points on all purchases made at restaurants, gas stations, grocery stores and office supply stores which means you could earn up to $220 per year by using this card.
You will also receive 10% of your points back when you redeem them at the end of each year–which is worth up to $220 if you max out all other categories.
The Starwood Preferred Guest Business American Express Card: If you are trying to build a portfolio of credit cards for your company, then you should consider adding this one as well.
With this card, there are no foreign transaction fees and as long as you use the card within 30 days before your statement closes (on time), then there won’t be any penalty APR fees charged.
All these benefits make it easy to have access to funds without paying hefty interest rates or any service charges.
Marriott BonvoyTM Business American Express® Card
The Marriott BonvoyTM Business American Express® Card is one of the best options for small business owners.
And for just 1 point per dollar spent on qualifying purchases (gas, office supplies, etc.), you’ll earn 2x points. You also have no annual fee.
The Chase Ink Business UnlimitedSM Visa Signature® card: With this card from Chase, you have the option to select from two types of cards—the individual or team card—based on how your business operates.
Plus with the Ink UnlimitedSM Visa Signature® card there’s no foreign transaction fees – perfect if you do business internationally!
